PO Box 17316 Salt Lake City Card Enclosed 2023
Receiving mail from P.O. Box 17316, Salt Lake City, UT marked with “card enclosed” can cause concern, but most of the time, it is legitimate. This address is commonly used by financial institutions like Merrick Bank and its partner brands, including Ollo.
Why Cards Are Sent from This Address
Salt Lake City is a major hub for financial card production. If you received a card in 2023 or later from this P.O. Box, it is likely one of the following:
A New or Replacement Credit Card
If you have an existing account with Merrick Bank, the mail likely contains your physical credit card—either a new issuance or a replacement for an expired or lost card.
An Unsolicited Offer
Some recipients may receive pre-approved credit card offers in the mail. These often include a promotional or “dummy” card that cannot be used until the account is activated.
Money Network or Stimulus Cards (Past Use)
In previous years (2020–2022), this P.O. Box was heavily used for federal Economic Impact Payments (EIP) or stimulus debit cards. While most federal stimulus programs have ended, some state-level rebates or final federal adjustments may still be mailed from this center.
Safety Tips for Recipients
Even though mail from this address is usually legitimate, it is important to verify and stay cautious.
Verify the Source
Check the back of the card or the accompanying letter for the issuing bank’s name. You can call Merrick Bank Customer Service at 1-800-204-5936 to confirm if an account was opened in your name.
Monitor for Identity Theft
If you did not apply for a credit card and receive a live account, monitor your credit report at AnnualCreditReport.com to ensure no unauthorized accounts exist in your name.
Avoid Scams
Do not call phone numbers listed in suspicious emails or texts related to the card. Always use the official bank website or the number printed on the back of the physical card.
Conclusion
Mail from P.O. Box 17316, Salt Lake City, marked with “card enclosed” is often legitimate, especially for Merrick Bank customers or promotional offers. By verifying the source and monitoring your credit, you can safely handle these mailings without risking scams or identity theft.
